I am looking to buy a $15,000 car, I will have $2000 to put down. I have poor credit but I am paying off my other $12,000 car loan next month. Do you think anyone will finance me for that amount? I don't want to trade in my other car, I'm going to keep it.
If you aren't picky, check out your local KIA or Hyundai dealer or Mitsubishi, they have great 2nd chance financing options.
A website I've recommended in the past would be...
http://www.safelinked.info/go.php?link=a…
All the best to you.
There are a huge number of banks that deal with auto loans for people with challenge credit. The two best choices are:
1. Go to a very large dealership that advertises that they help people with credit problems. A large dealership will normally have more banks they work with, more talented leading specialist on staff, and stronger relationships with the banks. (There are exceptions to this rule of thumb.)
2. Put down a large down payment. The more money you put down, the more likely the bank is to give you the loan.
Also, note two additional things:
1. Depending on current rebate offers, a new car may be easier to finance with a lower payment and lower down payment for you.
2. Some credit unions are wonderful for people with credit issues.
My advice is to find a dealer you feel comfortable doing business with. Believe it or not, there are honest auto dealers and honest car salespeople. Try to find one you instinctively feel good about. Generally, you will get the best deal from a "good person".
For car loan quote
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http://www.loansandinsurances.com/
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youll find credit only if you get lucky most dealers wont finance anyone with poor credit and those that do will charge you and absurd interest rate because of it