Right now, our system is that the insured are always covered and uninsured arent covered for major injuries/sicknesses. And if you get sick before you get insurance, no one has to insure you and you can't pay for insurance AFTER you find out your sick.
BUT, my teacher thought of a plan that he thinks would be better.
His system says that everyone gets covered, uninsured and insured.
You can pay for insurance after you get sick too. So why buy insurance? WHy not pay till you need insurance?/
Well there are consequences right? insurance companies will go out of busniess!!
So what would your proposal be? It can't be the same one as this. My teacher will mark me down if I agree with him. Please help?
my way too detailed to put in here as the insurance fix as not an easy thing. but your plan and your teachers plan would never work. the government can't properly run the two insurance plans they run now.
the government is receiving plenty of income. they are just wasting too much of it. all i can see are longer lines in the er and less doctors with your plan.
Being able to wait to buy your insurance until AFTER you plan on putting in claims, is called "adverse selection". It would be JUST like being able to buy a lottery ticket this morning, for the drawing last night. Who in the world would be stupid enough to GUESS the day before, when they could just wait, and have the winning number?
http://answers.yahoo.com/question/index;…
There's my favorite answer - not the "best" answer, but Spock's answer, if you scroll down a bit. This is the most impressive bit of reform I've EVER seen.
Free high deductible plans for everyone.
Ex: You pay the first 6,000 out of your own pocket.
This will keep families from declaring bankruptcy.
The government would pay the rest.
If you want supplenmental insurance - you can still get that on your own.
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I would propose free viagra for men over 30. Thats all.