hi... im 18, never owned a house or had debt with big companies... why do i keep getting spam emails offering my... "credit report"... im like... EFF you i aint... got one... urrg... do i have a credit report??
I think everyone has a credit report, I had credit cards that in my name but under my mom cards and that helped build my credit when I was younger.
do you have a debit card/ bank account? If so yes, you have x points given you never overdrafted and are financially responsible it should be around 200 because it hasn't fully developed.
Get Now!! http://www.money-moneyloan.blogspot.com/
only if you've bought something on credit (With a credit card)
* rolls eyes