im not talkingabout the "free credit report .com" add that claims to be free but asks for a credit card #. do i have to write to all three? where do i find the mailing address?
ho to http://www.annualcreditreport.com - this site is owned and operated by the three credit bureaus and you can request your reports or access them online (as long as they can verify that you are you). No credit cards are needed to see your reports - if they ask for a card, it will be for a monitoring service or your credit score and you can just skip it and move on to your report.
You can get all three free from their respective websites. No need to mail anything. You can get them in 5 minutes.