a good website
I've bookmarked this site to go back to...
http://www.safelinked.info/go.php?link=l…
All the best to you.
I STRONGLY advise anyone reading the answers here NEVER to go to a "referral they know" for a loan. THESE ARE SCAMS to try to get what little money you have left. DO NOT DO IT...I know someone it happened to and they NEVER got a penny from the scammer after paying one fee and another and another.
Payday loans are NOT a scam...I know because I worked for such a place as a store manager in Ohio back in 2004, but the rates they charge for REAL loans range in the 400 % range--that's NOT a misprint--at or over 400 PER CENT PER YEAR. The fee in cash amount is small, but it is due after a very short period. You need a bank account because they ask you to write them a post dated check for the amount plus interest at the time the loan is issued. They MUCH PREFER that you bring in cash on or before the due date and they will give you back the check.
My name is Petty Ken. I am from United State of American, for the past 5years now I have been experiencing breakdown in my furniture’s business that was down by bank and montages, Not until I came across this Man called, Mr. Michael Lancer Loan Firm on the internet who grant me a loan $150,000 3days back to start up my business again with just 3% my business came back alive, I am doing very perfect in my business. Please I want you all to help thank this God Fearing man with sympathy mind. You can contact him via this email address below:
micheallancerloanfirm@ymail.com, micheallancerloanfirm@hotmail.com
Hello, I am Marian john,sometime ago I was such much in need of loan I approach my bank but could get the loan from them because of my credit score so I decide to apply on line via yahoo answer I got an answer from someone who refer me to fred roland loan firm the I gave them a trier and I got the loan from them so if you need loan I will advise you to contact the via email now here is the email erivanjonkerfirm_lender@yahoo.com
you -do not- want to get a payday loan..
secured debts are the worst types of debts you can possibly have.. if you don't pay them, guess what. they take your car, or your house, or your 1st born child, or whatever it is you can prove to them you have papers for, and they charge you outrageous interest in HOPES that you will default so they can collect those things from you and auction them off for more than you'd pay them for the loan itself.
Payday loans are the ONLY types of loans that -no- financial planning services like CCC or Debt negotiation can help you with if you get into a bind.. you can't file bankruptcy on them either. they CAN garnish your wages though in all but 4 states. that means they can take up to 25% of your pay check if they decide not to take your collateral.
why would anyone want a payday loan?
let me ask you.. what do you need the loan for? and, is there ANY way that you can set up a budget with the money that you are CURRENTLY making in order to afford the thing it is you're trying to pay for within a month or 2 months?
i'm dead serious when i say it's BETTER to be a month or two late on your credit cards than to take out a payday loan...
I don't know what you need this money for so i can't give you advice per say, but i can tell you DONT do it... these people are crooks... i promise you that... research them online and you'll see for yourself.
i'm willing to bet that all of the major ones have blurbs on ripoffreport.com and i'm willing to bet there are dozens of blog entries about this same topic..
If you cant afford your credit cards and are looking for a loan to pay them, basically you are taking your UNSECURED debt, and making them SECURED... so like i said. you miss a payment, you get a repo on your credit history, and lose your item. the mark lasts for a decade to 15 years.
Most of the time, people look for payday loans because they have rent, electricity, food, water, internet, phones, etc etc AND credit cards... so they take out a loan to pay the cards..
i say screw that.... stop paying the cards for a month or two, cancel the outrageously expensive internet and cable connection that you have, change the plans on your cell phones to a cheaper one, buy less groceries, set up a BUDGET and STICK TO IT... figure out where ALL of your money is going... save up for a few months, pay your essential bills... then work with the creditors to get you a much lower payment... or pay a company like mine to negotiate for you and get you out of debt for 60% less than you owe currently.
You HAVE options... you just don't understand them..... i wouldn't wish a payday loan on my worst enemy...
I am Aisha Chug i was in need of a loan s$150,000 and was scammed by those fraudulent lenders and a friend introduce me to Mr Roland Ken,and he lend me the loan without any stress.you can contact him via email rolandkenloanfirm@yahoo.com
No
All payday lenders want a pipeline to your bank account so they can drain it when the loan is due.
Honestly its probably not best and it can get you in worse trouble. But sometimes its the only choice. Its tough.