how to get free money loged in to my bank account this week i have no money for christmas as i lost my job can anyone help i can pay it back in the new year

send me your adress(postal) 1000 uro is what i am going to send you!
merry christmas

Hi Aidan,

I´ve tried alot of different ways to make money online over the past "painful" 2 years and theres alot of crap out there that just doesn´t work, it´s amazing how they can keep getting awy with it! Now after soooo many disappointments I´m using Data Entry Pro and it´s now making me money (finally!) online.

Anyway, basically you sign up with them and then once your logged in you just fill in as many forms as you like in their members section and you get paid for each one. I get checks from them every 2 weeks each averaging around $250-$350. You could make more but I just use the site as an extra income stream aswell as my full time job so I only work on it for around an hour each night.

You do have to be prepared to spend a little money though if you want to do anything online like this but it´s already been worth it for me.

Here`s the link you can get them at anyway -< www.protry.com

Hope this helps!
Goodluck,
Dave

If you have bad credit you have two options. First, you could get a secured loan from a bank by using your personal property as collateral. If you own a house or car you can use it so that they will give you the money you need for your motorcycle. The second option is having a credit worthy friend/relative that has good credit to co-sign on the loan with you. This means you friend/relative will be promising to repay the loan in the event that you are unable to pay it back.

Sort your credit out- don't get yourself in deeper trouble.

Buy a cheap, old bike- still fun.

I have read that other credit reporting companies are required by law to do this. But I don't know what the correct procedure is. It's not as simple as filing a dispute with these companies using their online dispute forms, because these don't allow you to attach information.

Do I mail a copy of the transunion resolution statement to the other companies intead?

Credit reporting agencies are required by law to keep your credit report as accurate as possible. If there are errors on your credit report you have to write to the credit bureau and request the information be corrected. If the error is with more than one credit bureau you will have to write to each of them directly to have them investigate the information. Each of the bureaus keep seperate records so a seperate investigation is required from each bureau. I suggest writing to the other bureaus (Experian and Equifax) and request they investigate and correct your information.

I have had the great displeasure of having to clean up all 3 of my credit reports manually. It can be a real hassle.

You will need to submit a separate dispute to each of the 3 major credit bureaus. Credit bureaus do not share information between them unless you have placed a fraud alert on your credit file. I would mail a letter to Equifax and Experian along with a copy of the Transunion resolution statement and supporting information, and request that they correct their records. They have 30 days to correct the item, and you should get an updated credit report in the mail when the investigation is complete. Make sure to keep copies of each correspondence as they can and do make mistakes in their investigations on occasion. By law, if you dispute an item on your report the credit bureau must verify the information with the reporting creditor. If they cannot verify the information, the item must be removed from your credit file.

to use the service, first you need a email account. You can send money to anyone who has email account even though he might not have account with pay pal account. Once you made payment, the paypal will send notification to the receiver. If the receiver does not have pay-pal account, pay-pal will require them to open a account in order to receive the payment. Pay pal will deduct small percents of payment as a fee for the service. That is how the transaction made. If you want to send money from pay pal you need verify your information either put credit card information or bank information. Once the receiver receive the payment, he can ask pay pal to send check or wire the money to his bank account or just deposit the money in pay pal to purchase goods. For more info check www.paypal.com

I was recently approved for a Walmart Credit card issued by GE money bank. (Not a visa or anything,just a store card), and I requested a credit increase because my initial credit was only $75. Then I checked on my account today and it said I had zero credit available and apparently they have closed my account without reason. I have never been late on a payment. I havent even got the first bill yet and I have already made one payment. Shouldn't that count for something?

They should not have cancelled your card just becasue you asked for a credit-increase.

try calling the customer service, and ask them why they cancelled your card... I think it is some sort of miscommunication.

They have right to close the account if they want, but it seems odd to close your account because you ask credit line increase. What you can do that you can call and ask why you account has been closed. I think the reason should be something else. If you are unhappy with the service, you could try to talk their supervisor or write email to them to report this matter.

Best wish

AS far as I know there is no way to offer credit cards to customers from your business unless you partner up with Visa or Mastercard to do so.

There are many ways to do. However, if you want to issue credit to your customer. You will need a customer database infomation system. You can either hire programmer or company to design the system for you company. Once your system is designed, the rest will not be hard.

Best Wish

it depends. From what I know, a store credit card is considered the same as a bank card (for your credit history). At any point it is good to have around 2-3 such cards open. any more or less, and you risk being considered as not such a good credit risk

No , the credit score will not go down nor go up. Just stay the same. If you open a new account, you credit score will go done a little bite.

https://www.creditnotify.com
I used this service before, it is pretty good that they have "what if" feature. It shows your current score, and what your score will be if you do the "what if" such as open a new account, borrow money, ...

Best wish

I would think that the score would go up. Some factors which could lower your credit score would be having accounts with high debt to limit ratios (maxxed out credit) and multiple credit accounts. The thinking being you could always go out and add more debt.

There is no clear cut answer to this question. Your credit score is not good at all. No matter what card or loan that you apply for, you will end up paying higher interest rates.

The best way to get lower rates is to increase your credit score. To increase your score, pay your bills on time, stop charging as much as you do now, and try to pay off as many cards as possible.

600-630 is a bit low to qualify for many credit cards. However, there are credit cards that are designed for people like you. Here is a list of cards that you can apply even with poor credit score: http://www.creditcardatoz.com/bad-credit…

Would like to find something I can buy in a store, like the iTunes cards and the gift cards that most drug stores have on display.

PayPal doesn't seem to offer one, but you can paypal money to someone with an e-card.

Other companies, like Visa, MasterCard, Amex, and Discover offer physical gift cards.

Yes, PayPal offers a debit card, which can draw funds from your PayPal account. It can be used basically the same way a credit card is used.

western union has prepaid credit cards.you can use this to make online purchases.

If you can get a very low limit credit card, and be very responsible with it, that will build your credit. So will getting a loan that's somehow secured, either with money in your account or a car or other solid collateral.

How does having credit cards with no balance affect your credit?

That depends on a couple of factors. First of all, if you have too many credit cards then you might be considered overextended financially and your credit score would go down. If you are trying to improve your credit rating by just opening a credit card and not using it then you aren't helping at all. Having a credit card and never using it doesn't improve your credit because there is no record of how well you pay your bills if you never have a payment due. If you have an extra credit card or two and aren't using them they don't hurt your credit rating, and infact they might even be raising your credit rating. The extra credit card lowers your debt ratio since you have more avaliable credit compared to how much debt you have.

Having too many credit cards negatively affect your credit rating.

Also, you have many more numbers to loose or cards to steal from.

Take out a loan with an asset on some collateral. Invest the proceeds of the loan and then pay it back on time.

Open some credit cards. Make some charges, pay them off. Doesn't have to be big amounts.

Close all unused credit cards, get it down to 1-2 cards. Make sure you pay on time, you don't even have to pay them off completely, just do it on time.

Get a secure credit card, at a local bank, easier at a credit union..

Pay off as much of your credit card debt. Your credit score can drastically jump by simply paying off your credit card debt.

I increased my score from 630 to 720 by paying off my credit card debt in 4 months.

Why apply at home at all? Usually they'll ask you at the register and give you some kind of discount for applying/getting approved.

DON'T DO IT! They are running a scam. They won't send you a bill, but expect you to give them your debit and bank information over the phone, which I refused to do. Now they are harassing me 12X a day because I refuse to pay late charges. BEWARE OF KOHLS Report Abuse

This may hold the answer
http://www.creditcardassociate.com/kohls.html Report Abuse

You can't apply online, but you can print out the app at home.

1. Cut them up and stop using them.

2. List the balances, smallest to largest.

3. Pay off the smallest debt first, as fast as you can.

4. After paying the first one off, apply that payment to the second debt and pay it off as fast as you can.

5. Keep repeating this process until they are all paid off. It's called the debt snowball method.

Au contraire,

You should pay off the credit cards with the highest interest rates first. The high interest rate credit cards are the ones putting a hole in your pocket. Pay them off first and then take care of the ones that have a lower interest rate.

In short, quite spending more then what you bring in. I actually wrote a paper on this for one of my finance classes in college. First, sit down and add them up and find a total. If most or all of you cards have a higher intrest rate on them (anything above 14%) i would look into getting a personal loan from the bank for the amount owed, you will get a better intrest rate and it will be only one bill. WARNING: if you do this do not start spending more on your credit cards, cut them up except for one. On the other hand if most of your cards have lower interest rates, except for one or two. Pay off the highest intrest cards first, and then pay off each card in order of highest intrest to lowest, remember not to turn around and add more on to the cards. For more Financial Advice see source below.

1. Cut up the cards!

2. Develop a repayment plan using the concept of power payments (applying the most money to the creditor charging the highest effective interest rate). The total amount of money spent on debt repayment each month will remain the same until all debts are repaid.

Pay the minimum payment on each bill each month. When the first debt is paid, add the minimum payment on that debt to the minimum payment on the next highest interest rate debt. Pay that total each month on the second debt until it is paid. Continue to make the minimum payments on the rest of the debts.

When the second debt is paid, add the amount to the payment on the third highest interest rate debt. Pay minimum payments on the rest of the debts. Continue in this manner until the debt is eliminated.

Remember that this repayment method assumes that you have stopped making purchases on credit.

3. Find extra money to add to your monthly debt payment. Your repayment plan will be more effective because the time to repay all your debts will be decreased and you will save considerable money in interest.

IMPORTANT: Apply all extra funds to the account with the highest effective interest rate. Identify an amount of money, above the minimum payments due, that can be applied each month to debt repayment. This money might come from cutting back spending, an extra job, overtime pay or reduced spending. Add the power payment to the minimum payment on the first debt. For example, if the minimum payment is $10 and the additional power payment is $25, pay $35 each month until the first debt is eliminated. Meanwhile, continue to make minimum payments on all other debts.

I'm looking for a no fee credit card w/ out any late penalities either. Visa is the card I need. I have above good credit, just don't want to pay any more fees. Also, if the Visa card has reward program to boot, I would be more interested.

TY,

hi, this question was repeated earlier. if you're not sure if anyone has responded to your question yet, check your account. see your user name stated underneath ask, answer, and discover? try clicking that and it will take you to your questions. :)

bankrate.com is an excellent place to shop for credit cards. You can search by all of the criteria you mentioned above.

The late fee is very usual for all the creditor that is how the how company operates. However, if you receive late fee, you can always negotiate with your creditor for waive the fee for a reason such as you did not receive the statement. Citi bank credit cards is very good that they do not charge fee for balance transfer when you first open a new account. Also, you could ask them you send you amount of check to you for balance transfer and they do not charge the cash advance fee. You can manage the fund as you want. If you receive late fee, call them and describe your situation. Usually you can get pretty good result

Best wish

citibank seems to be doing very well with all those things. there new card has all different kinds of flexibility. stay away from bofa they mostly have gimmicks and they raise and drop interest rates willy nilly. plus i hate them on principal. wamu has taken over providian - they do have a no fee-low rate card, and it seems very but this is something you may want to look into in a couple of months and see how they handle the merger. lastly "the no-hassle" capital one cards are fantastic. Lower rates (i don't carry balances and I am sure you don't either - so 0% is a moot point) easy balance transfers, and the customer service really is no hassle. Only problem, if you want to make a larger purchase - they only auto-increase guidlines - there is no requesting. lastly as a credit union employee - i have to say check your local credit union.

i too had an 810 in my mid-twenties.

visit creditlovers.com. They help thousands of people find credit cards and loans every day.

i thought that minor could not establish credit under any circumstances and that authorized users are simply that-authorized. they simply have permission to use the account and they have no responsibility. it will merely show as on the bureau once they are of age as they are an authorized user - and should not affect the bureau one way or the other.

Yes it does! Its a great way to help young people establish credit. My parents did it for me, and my 3 yr old already has a platinum. This is also a good way to help people with not so good credit to make it better. Still probably a good idea to be the one who physically has the credit card, until the minor is mature and responsible enough.
Keep in mind that its a double edged sword, the authorized user of the account can also harm anyone whos on the account, such as if they have poor late payments or declare bankruptcy that can affect the minor with bad credit as well.

When they've left home and are out on their own, the best way for them to establish their own credit is to apply for department store credit cards, which are relatively easy to get. Since the interest rates are very high, they'll need to be very careful with these! But they will need to use them and establish a good payment record in order to boost their credit rating.

While they are waiting to be able to get "real" credit cards, you may be able to help them out with a check card, which is backed by "real" cash.

My mother did that for me when I was a minor. By the time I was 25yrs, my FICO score was 810. Got a nice rate on a home in California.. And BTW, my mother taught me how to use credit and when not to.

I'm in my early 30s now, I have 3 investment homes (one in Hawaii) thanks to my credit score... Strike that.. Thanks to my Mom