Why apply at home at all? Usually they'll ask you at the register and give you some kind of discount for applying/getting approved.
DON'T DO IT! They are running a scam. They won't send you a bill, but expect you to give them your debit and bank information over the phone, which I refused to do. Now they are harassing me 12X a day because I refuse to pay late charges. BEWARE OF KOHLS Report Abuse
This may hold the answer
http://www.creditcardassociate.com/kohls.html Report Abuse
You can't apply online, but you can print out the app at home.