want some good returns for my money than keeping it useless.though dont have bulk amount i can save one lakh per month
It's good to see you plan for your goal. Since 1 year is a too short period to invest in equity, you must invest in debt. One option is to start a recurring deposit for a year if you get a good rate ( i guess rates are not very good at present). You can also start systematic investment in a debt fund(preferably long-term debt fund). Wherever you invest, don't expose yourself to any risky investment. For a very short period like 1 year, your only goal should be protection.
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buy Commercial property.