If I consolidate my outstanding debt through a credit counselling firm, will it hurt my credit rating?

If your unsecured debt is over $5000 you would be better off with a Debt Settlement than credit counseling. Your debt could be reduced 50-60% ,payments would be drastically reduced, and you would be out of debt in less than two years. Email me to begin to break out of your credit Prison Cell.
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as bad as bankruptcy but with out the benefits