I have extra 50K dolars........Where should I invest?

I have 50K in my saving account, and 25 K in my 401K (in cash), and 5 K in my IRA.
I want to buy a home in LA, and I am not sure if I should go with FHA , 3% down, and 5 % APR OR 30 year fixed with 20% down . (my price range is about 250000-300000). should I use my money in 401 K for down payment and buy a better house, or buy stock with the 25K.
I heard that I can use the nmoney in IRA with no penalties.
OR should I just buy stocks with the entire money? Any comments will be appreciated.
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I would not use the money in your 401k or IRA. You don't want to touch that money because you will need it for retirement. Plus, you will have to pay penalties and taxes, depending on which IRA you have. You are allowed to withdraw money from a Roth IRA for the purpose educational expenses or a down payment for a home but 5K is not worth withdrawing, especially since you have 50K in savings.

I would go with a FHA loan and put a little more than the minimum amount required. If you purchase a house for $300,000 then you only need to put down a minimum of $9,000 whereas at 20%, you will need to put down at least $60,000. You can put down at least $15,000 and still have $35,000 to save or invest. Its a win-win-win situation. You don't have to touch your retirement savings, you get a house, and you still have money left over!
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Stock market your money while its low. Give it a year and you will double your money. Try Simustock.com first tho. Its free and you can simulate investing into the stock market.



Houses in LA cost WAYYYYY over a million dollars... good luck.
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consistent dividend from 2% to 15% monthly is all you want
The reliable and safe investment is myfxfunds (My FX Capital)
search for myfxfunds in yahoo search engine for more information.
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dividend paying stocks .
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Well......I have a lot of debt from student loans. Wanna invest in my education and help me out? lol
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I would put all your money in commodities...they are really the only assets out there where the fundamentals are not impaired, the price has no where to go but appreciate. As the dollar continues to decline, gold will increase in price especially because China is considering backing its currency with gold. I am not knowledgeable about using a 401K as a down payment to buy a better house. Now is not the time to invest, the global economy will get worse before it gets better, invest in commodities if anywhere.