Do you sometimes feel the world is against you at the worst times? I got denied for student loans and i'm old?

i'm applied to a number of banks for student loans and I have been denied. I had a cosigner and it has failed for me recently. I'm already turning 23 soon and I want to get to a university and live on campus. It looks like it's not going to happen. Looks like I will need to get a job. I have tried to get a job but it hasn't been easy to say the least. That's my only resort. Well that and credit cards. I won't get a loan anytime soon because I had one collections (which I already paid off months ago..this stupid ******* economy is preventing me in getting a loan for school)
...............................................................................
nope its the economy all messed up banks are scared to give loans unless you have something to back it up. If you are getting aid that means why give you a loan when they probably think you might not pay it. Unlike a family with some money a house if they werent to pay the loan than the house is the banks. Its just a bad timing for low income people to get a loan.
...............................................................................
We are all having difficulties of some sort due to the economy, but do not blame everything on it. Unless someone held a gun to your head and made you run up your credit card, you need to take some responsibility yourself. Just learn a lesson so this will never happen again once you get on your feet. Hang in there!
...............................................................................
After reading your question I do have a suggestion but it will be a hard one to follow.

Keep trying to get a job and attend night classes. This will get you a start with the education. Needless to say if you continue to use the credit card, with no job, how will you pay the monthly cost? If payment is not made you will only be digging the hole deeper.

Going to college full time and living on campus is very expensive and banks and/or loan companies don't want to, or unable, to take the long terms risks.

Another suggestion: Go to student loans on your web search and read what they have to say. And there are many other options for student loans on the net.
...............................................................................
We all have our issues. Let's look at your problems for now. If you really want to go to school then now is a great time to find one or two jobs to try and save up some money to pay your tuition. If you have the summer off, you should try to find as many jobs as you can to help you save money.
You do not need to live on campus to attend college. I was able to graduate with a BS degree by attending night school and working full time during the day. Also, if you get a job with the right company, they will pay your tuition to help you continue your education.
Using credit cards to pay for tuition is a very bad idea. You do not want to start your new life after college with debt.