Hi, hopefully someone can shed some light on my dilemma. I have an old collection agency mark on my credit report 11/2001. This was a $90 debt that I was a few months late on paying, in turn it was reported to an agency and put on my report. Since then I have only one other negative mark on my report (60 day CC late payment). Anyway to no avail I have tried to get this off my report. Has anyone tried to contact their original creditor or the collection agency with the purpose of requesting removal? I have seen instances where people have bargained for collections removal for full payment, but in my case I paid them almost 6 years ago.
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as long as it was latew, it does not have to be legally removed
I've bookmarked this site...
http://debt.knowledged.info/credit_card....
Hope it all works out
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The original creditor cannot delete anything from your credit file. You can apply to Equifax or Experian to have it removed, you can do this online.
Credit Repair Removal of Paid Collections?
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