I would like some advise on funerals plans?

I see advertised daily by insurance company's pay by the month Funeral Plans, Does anyone know if they are a good idea or a rip off.I am seriously thinking about taking one out.Thank you
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Are they trying to sell you life insurance? Depending on your age life insurance may be a waste of money.

If you want a Funeral Plan your safest bet is to go directly to a funeral home or cemetary where you can pre-pay on a plot or other arrangements.
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A Ripoff
B Why worry? Let someone else bury you.