I have a credit score of 526 and need to find a loan quick but I can't do payday loans?

Can anyone suggest a place to get a loan that isn't a payday loan? I don't care about the interest.

There is a horrible company in California called CashCall....they charge 99.95% interest. Only take such a loan if you are 100% sure you can pay it back fast...otherwise you'll get caught in a usury trap that you'll never get out of....

Other than that...local loan sharks in your city. With a credit score of 526 you won't qualify for any traditional loan...sorry. Stay away from any person or firm that promises to give you a loan if you pay a large up front fee....these are all scams.

You might qualify for a loan at companies such as Citi Financial or American General. Their rates are higher (30 - 40% APR) than you would get if you had good credit and were dealing with a major financial institution (such as your bank), but the advantage is they will generally lend to you and their rates are tens of times less than payday loan companies. If you are interested in this kind of loan, look for 'Finance Companies' in your area. Another possibility would be if you are a member of a credit union.

To find out specifically what you must do to raise your score, you can order your score report from all three national credit bureaus. In addition to your score you'll get your credit report, an indication of how your score ranks nationally and an explanation of how you can boost your standing.

hi
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