I don't have health insurance but I need to get some because I've been getting sick alot lately and I have lots of hospital bills, so I figure it's way cheaper to pay for health insurance every month, but what insurance is the best and cheapest? Thanks
It depends on your age and medical history. It also depends on what type of plan you get and where you live.
If you have been getting sick a lot and racking up bills, you will need to report this to your insurer. This makes you a riskier person to insure, and you will need to pay a higher rate than someone who is healthy.
You need to go to some health insurance websites and get some quotes. I am a recent college grad. I am young and have no health problems. I pay a little less than $200 a month for health and dental with no premium.
You'll need to visit a local agent that works with all of the major companies in your area. Don't try to do this online because you don't know which companies would deny you coverage, rider your conditions, or charge you a higher premium. The agent can work with you and talk with the different insurance companies to try to find the best policy for your situation and budget. There is no extra charge using an agent.
For your information, the cheapest health insurance is the one with the least coverage. With health insurance you get what you pay for.
With health insurance, you get what you pay for.
If you're 20 and perfectly healthy, not overweight, a good low/no deductible plan is going to cost you about $200 a month, not including maternity benefits.
But if you've got something seriously wrong with you, they'll likely decline the application. Whatever's wrong NOW, is a preexisting condition - even if it hasn't been prediagnosed. You need to buy your insurance BEFORE stuff goes wrong, not after.
Depends what you want covered and your present state of health. Rightfully, if you've been sick a lot lately and you declare this to the insurer (as you should), then the cost or premium will be higher.
A note: If you don't declare truthfully key information like what you've stated in your question, the insurance policy may be voided by the insurer and you won't get any payout.
It is a Common situation many people have met,calm down,and check the resource i found useful.
http://www.HealthInsuranceFree.info
$29.95 a month and a bucket of KFC chicken. Original recipe not that fancy grilled stuff.
You can easily check your minimal health care rates in internet, for example here - health-quotes.isgreat.org