What happens if I don't pay a payday loan back?

Nothing.

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Take care.

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Good luck!.....

I think they can take you to court and garnish your wages. Also they can put it on your credit report and make it hard for you to get a house or buy a car.

Dont EVER get a payday loan. They have ridiculous interest rates. If you don't pay it back they will continue to pile fines on top and in the end you will pay.

They will sue you and garnish your wages or freeze your bank account.

You will end up paying.

Honestly its not that great of an idea and it can be a lot of interest payments. But maybe theres no alternative. Best of luck.