Between whole life, universal life, variable life, and term.
It depends on what you can afford. You can get $500,000 of term insurance for under $30 a month. That same amount of coverage would cost several hundred dollars a month for a UL or VUL and even more for whole life. Make sure that you get enough coverage and then if you can afford it, start a seperate well funded VUL.
hey, soemthing i can actually honestly answer,
there is no wrong answer, just different options for different solutions.please email me for more info since I will need to ask you a few question to let you know what is needed. ( i am not trying to sell you anything, just being nice)